Best credit cards today
"If I could afford to pay extra, I wouldn't have charged this much in the first place!" you say. That's reasonable. Most of us have more immediate financial concerns; the amount we pay each month matters more than the total amount we will eventually pay to clear the debt. To reduce the amount you need to pay each month, you need to reduce the amount of interest you're paying by getting a lower interest rate. You have a few methods to choose from: * Roll the balance over to a credit card with a lower interest rate.