Low interest credit cards, and so much more
(Representatives are required to follow guidelines, but they have some wiggle room in deciding how far they are willing to help a given customer. ) Credit card customers who used this method found that more than half the time they were able to get a reduction in their credit card interest rates, and the average reduction was 5 to 6 percent. A few people saw their interest rates cut in half. That is a considerable reduction, especially if you have the kind of interest rates associated with a credit card for bad credit. Your credit rating and the length of time you have been with your credit card issuer will be two of the most important factors in determining whether you will be able to get a rate reduction.