My place to talk about credit card applications
Here's how you avoid that trap: * Use your student credit cards as little as possible. Charge only what you can afford to pay in full at the end of the month, and try to avoid using your cards unless you are in an emergency. (Desperately needing a pair of cool jeans that are on sale is not an emergency. ) You can establish your creditworthiness by making two or three small charges each month, and because you pay them off during each billing cycle, you don't accumulate debt. * Pay off your bill in full each month.