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That tax credit would also be raised. There would be an income qualification of $150,000 per year for those filing joint tax returns and $75,000 for an individual. Slowing the home mortgage default rate is certain to be included in any plan. Senator Dodd (D, CT) proposed a 90 day foreclosure suspension to allow distressed home owners time to try to establish a new agreement with their home mortgage lender. The Obama Administration plans to introduce its economic plan in the next couple weeks.